In addition to improving your own safety and the safety of
others on the road, driving safely can help you save big on insurance. That’s
because many insurers offer safe driver discounts, including reduced premiums
and vanishing deductibles. In some states, drivers can even qualify for a
discount by taking a four-hour defensive driving course. Additionally, bundling your policies or taking advantage of
loyalty or safety-related discounts can also save you money. These discounts
are usually offered to customers who purchase multiple policies with a single
provider. While some infractions may seem minor, a history of tickets
and traffic violations can significantly increase your rates. In fact, the cost
of a single speeding ticket can cause a family’s policy to rise by as much as
20 percent. Similarly, repeated violations can raise your rate by as much as 40
percent or more.
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