What is Cred?
Many of us own multiple credit cards for various day to day
usage. Sometimes handling multiple cards and their payments becomes a
liability. Cred is a centralized application to cater for all your credit card
payment needs. It intends to make your credit card payment experience exciting
Cred App First
Cred credit card payment is a member’s only app
with an eye catching user interface & simple registration process. One
needs to provide mobile number linked to your cards and complete the instant
verification via an OTP. For the membership to get approved, the credit score
needs to be above 750.
Once you are through the validation, it will
fetch all the cards linked to your mobile number and add them to your account
and credit it with INR 1 for confirmation.
Cred App Layout
Cred app has a captivating layout and it is very
simple to use its functions.
Once you login, you land at the home page which
gives you summary of all the features available in the Cred app.
There is a cards section which shows you all the
cards linked with the app. You can manually add more cards as needed.
My cred section gives the summary of the rewards
points earned and redeemed. This section also gives you information about Cred
gem balance. It additionally shows the timeline of your earnings and spendings.
Reward sections details about various cred app
offers. It has all the full catalogue to go shopping using your cred coins. It
is a one stop destination for all the redemptions. It is increasingly easy to use
with great selection options.
Finally, the profile section helps to maintain
your profile settings. It allows you to access support, set up refund account
and have a look at the payment history.
Cred App: Start
using, start earning
After successful registration, you’re a Cred
exclusive member! Among the many cred app offers, the
first one is getting the points equal to your credit score. E.g. your credit
score is 850, your account is credited with 850 cred coins.
For paying your credit card bills, you’ll earn 1
cred coin per rupee paid via cred credit card payment app.
These rewards points earned via cred credit card
payment app can be redeemed in the rewards section of cred application. There
are various premium merchants like amazon, levi’s, Ixigo etc. which offers
various vouchers/services based on the number of points required to redeem it.
Card payments for many banks is credited
instantly e.g. ICICI/HDFC/SBI/AXIS etc. Cred credit card payments to Amex can
take up to 2 working days. The transactions are done via UPI/IMPS/NEFT.
You can earn via referrals for cred credit card
payment app. Based on the time of referral you can win from points to vouchers.
Cred app offers an interesting feature called
card protect and smart statements. This helps to analyse your credit card
To avoid inconvenience, do keep check on
holidays while making payments via Cred.
One can enable the whatsapp feature for
notifications from the app to whatsapp number of the customer.
There are various Cred app offers that are
getting released weekly to woo the good pay masters to join the cred credit
card payment app.
Cred App Review
Cred app review have been great since it has been launched.
It has been gaining momentum with the referrals. The founder of
freecharge, Mr. Kunal Shah has ventured
in a space of payments and has targeted base with high credit score to make the
review about the reward catalogue & reward redemption process has been
great. There has been positive reviews about the design and layout of the app.