Payout speed is the number players quote to each other, and it is also the number that is least reliable. The figure a site publishes describes processing after approval, not the wait that starts when a document upload gets queued for manual review.

That gap is why two people can report wildly different experiences on the same operator. One verified their account on day one; the other tried to verify it and cash out in the same afternoon.

Wagering requirements produce the same split. Thirty times a bonus is a very different obligation from thirty times bonus plus deposit, and the difference is one word in the terms.

A side-by-side breakdown of licensing, payout handling and bonus terms across several operators is available at online casinos, which saves reading each set of terms separately.